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US-issued Visa and Mastercard credit cards, along with familiar payment apps, typically work fine in Europe.^May 3, 2025 — Visa, Mastercard, and PayPal dominate the cashless payments landscape in the EU and the European Central Bank warns about the regions reliance on US payment *^I am currently filling in my EAD and am in doubt whether to use Credit Card or Money Order. I do not have any American Credit Card, just *~I buy stuff online in the USA and use an US forwarding service and sometimes my credit card (Barcleys VISA credit card from Germany) gets declined.%We suggest bringing at least two working credit cards. Visa® and MasterCard® are accepted most places in Europe. American Express® and Discover® are not *,In the Netherlands, major credit cards are widely accepted. With that said, some smaller purchases and small businesses may prefer cash for transactions./How widely credit cards are accepted in Europe and what are the differences between the EU countires? You can pay with VISA and Mastercard *